Marijuana Increases Life Insurance Cost
As more states are legalizing the use of marijuana, more people are using it. The most common way to consume marijuana is by smoking, and many users find it to be relaxing and calming. But while marijuana may take the edge off a stressful situation, marijuana may cost you more in the long wrong–including your life insurance.
It may be surprising, but many life insurance companies will deny your application if you smoke marijuana. If a company does accept your application, you will almost certainly pay a higher premium than those who don’t smoke marijuana.
So, whether you are considering picking up a marijuana habit or are currently smoking it, it may be best to kick marijuana to the curb.
When you apply for life insurance, you must answer many health-related questions in detail. These questions will include any previous or current drug use, including marijuana.
If you stretch the truth a bit or write false information on the application, think again. Life insurance companies require you to have a physical examination by a doctor or nurse and a drug panel, among other procedures, to verify your health. While you may be able to hide the truth on an application or to your health practitioner, your drug test won’t lie. It’s best to be honest from the get-go.
At Nationwide Drug Testing Service, our staff is not only understanding and considerate but knowledgeable as well. From the moment you contact us, you work with a professional, well-trained Representative who stays with you throughout the entire process.
Nationwide Drug Testing Services is one of the largest accredited drug testing networks in the U.S. We offer testing in every state Nationwide, for affordable, Same-Day-Appointment Drug Testing and Fast, Accurate results.
Call us today at 877.497.1002 or Order a Test Online!
